Applying for a loan at Standard Bank is as easy as abc, all you have to do is to go to your nearest standard bank branch or dial *120*55626#, if you earn from R1000pm, you can qualify for up to R300 000 with a Standard Bank Personal Loan.
Features and benefits:
Competitive interest rates
Quick and hassle free application process
Fixed minimum monthly repayments which enable you to budget more effectively
Your money will be transferred directly into your transactional account
No early termination fees if you pay off the loan earlier
For loan terms greater than 3months , we provide credit life insurance that will pay off your loan in the event of natural or accidental death, permanent or temporary disability or retrenchment
What do you need to qualify?
You need to be a South African citizen
Between the age of 18-65
Have a consistent monthly income and earning R1000 or more a month, before deductions
The FNB Overdraft is a personal loan which is linked to your Personal Cheque Account and the limit is available immediately upon approval.
It requires no minimum monthly repayment as long as you remain within the agreed limit and make regular deposits into your Personal Cheque Account.
It is a fluctuating facility, which reduces with monthly deposits, and is immediately available up to the approved limit should you need the funds.
You only pay a monthly fee if more than R200 of the facility is used, and It can be used to cover unforeseen expenses, Automatic Debt Protection is available and the amount you are covered for depends on the type of Cheque Account you hold with FNB: Gold Cheque Account: Automatic Cover of R 2000, Platinum Cheque Account: Automatic Cover of R 5000, Encore Cheque Account: Automatic Cover of R2000.
FNB offers a EasyLoan which is a Loan that start from R250 to R60 000 paid out within 10 minutes, its has Easy repayment period of 1 – 60 months.
And it contains a Loan insurance cover – in the event of death, retrenchment, dread disease as well as permanent disability, its a FNB EasyLaon is a loan built for Weekly/ fortnightly earners do qualify for Easy Loans.
Valid South African green bar coded ID or passport
1 month’s payslip if you are paid monthly/ two for fortnightly paid/ four for weekly paid
3 months bank statement for non-FNB customers
Proof that you have been employed for at least 6 months
Aged between 18 and 63 years old
Have an active bank account for at least 3 months
If you have more than R750 left after paying all your bills, you can apply for a personal loan
FNB is regarded as the best bank in South Africa and they are offering the best personal loans with low rate, the fnb personal loan has a quick and paperless application process, the loans starting from R1 000 up to R150 000 and they have a flexible repayment periods from 1 to 60 months.
Take-a-Break – Every January you get a break from paying your loan instalment, Customer Protection Plan – to cover you in the event of death, dread disease, retrenchment, permanent and temporary disability. Customers must take our CPP or cede a suitable policy.
Consolidate your debt into one loan and save on administration fees, interest and debit order charges.
Get a convenient Personal Loan designed for you at Direct Axis, Personal Loan that is up to R150 000.
A Direct Plus Loan of up to R150 000 with fixed interest rates! For those larger needs and expenses, a Direct Plus Loan amount from R50 000 up to R150 000, could be the answer. This loan is secured against your home. Opt for a repayment term from 4 to 10 years. A portion of the loan could be in your bank account directly and the balance could be within 2 months. An added benefit is that DirectAxis pays for the full conveyancing fees.
Repayments are fixed at our current interest rate for the full term of your cash loan – they never go up, no matter how much interest rates do!
Apply for a loan online or over the phone 7 days a week from 8am to 8pm.
No face-to-face interviews or unnecessary paperwork.
Cash deposited directly into your bank account.
Edgars Personal Loans gives you a freedom of money, A cash loan that gives you money to spend as you like plus free vouchers to spend at Edgars.
Cash for you to spend on anything you like. A fixed interest rate, which means monthly repayments remain the same throughout the loan period. No penalty fees for early settlement. The opportunity to apply for a top-up loan after 6 months.
When you need cash to get ahead, Bayport’s personal loan options may be just what you are looking for, Get a Bayport loan of up to R100 000 for whatever your financial needs are.
You can use your loan for anything you want: Building an extra room – need cash, manage all your debts, cover your studies.
With Bayport Financial Services easy application process, personalised care and affordable repayment structuring – where your interest rate is fixed throughout the duration of your repayment term, there’s no reason you should have to wait any longer for the money you need to get ahead.