ABSA Revolving Loan

ABSA Revolving Loan is a personal loan which is available to people who earn R8 000 or more a month, a Revolving Loan will allow you to access funds whenever you need it.

A Revolving Loan is an ongoing or ‘open’ loan facility for an agreed amount. Provided a minimum of 15% of the approved loan has been repaid, you can re-borrow back to the approved limit without affecting your monthly repayments. This means that you can access the available funds whenever you need them, without having to reapply each time.

A Revolving Loan could be the right choice if you:

  • Would like ongoing access to a loan of R15 000 or more
  • Do not want to have to reapply each time you withdraw funds
  • Would like fixed monthly repayments that do not fluctuate with changes in the prime rate
  • Are a South African citizen or permanent resident, 18 years or older, with a valid identity document
  • Earn a minimum monthly income of R8 000
ABSA Revolving Loan

ABSA Revolving Loan

ABSA Express Loan

ABSA Express Loan gives you access to a short-term loan from R1 500 up to R8 000 over a repayment term of 1, 3 or 6 months.

Life is never predictable, and there are times when we all need some extra cash for those rainy days. Whether you are faced with an unexpected emergency, or simply need instant access to cash to tide you over until your next pay-check.

An Express Loan could be the right choice if you:

  • Need to access between R1 500 and R8 000
  • Want a short-term loan payable over 1, 3 or 6 months
  • Earn a minimum income of R1 500 per month
  • Have a bank account into which your salary is deposited
  • Are a South African citizen
  • Have proof of your current residential address, such as a municipality or rates bill
ABSA Express Personal Loan

ABSA Express Personal Loan

ABSA Personal Loans

Get all the things you want with an ABSA Personal Loans that is flexible: you can borrow from R3 000 to R150 000, and affordable repayment periods range from 12 to 84 months.

A Personal Loan is an excellent way of financing a planned or unplanned event. You enjoy immediate access to the entire loan amount and can negotiate repayment terms to suit your needs and budget.

What you get from ABSA Personal Loans

  • For personal loans taken over 12 months or more, customers with up-to-date accounts will receive a 1% refund of the original loan value back into their loan account on the anniversary of the initial loan payout date
  • Fixed Rate loans offer customers equal monthly payments and up to 60 months to pay
  • Variable Rate loans offer repayments linked to prime and up to 84 months to pay
  • Allocation of interest rate pricing and fees subject to individual risk assessment
  • Loans over R30 000 over 60 months to pay
  • The ability to pay your loan off faster additional deposits are accepted as capital reductions
  • No early settlement penalties for early repayment
  • Affordable Credit Protection Plan to settle the outstanding balance in the case of death, disability or retrenchment
  • Interest rates determined by your individual risk profile
  • HOW TO APPLY:  Applying for a personal loan is quick and easy! If you are an existing Absa customer, all you need to do is logon to your Internet Banking, click on “Apply” on the top tabbed navigation, and select “Personal Loan” from the menu that appears on the page.Simply enter your requirements, and you could have the money in your account in less than 10 minutes! If you are a new Absa customer, all you need to do is apply online and complete the quick and easy form, or visit your nearest branch.
  • BENEFITS OF AN ABSA PERSONAL LOAN:With a personal loan, you experience a number of benefits including:
    • Easy approval
    • Quick access to your money
    • Flexible repayment terms
    • The money can be used for a variety of things – such as unexpected events
    • No collateral is needed to apply for the loan – it is based on your credit-worthiness
    • Competitive interest rates

    All you need to do is apply today!

  • ABSA CONTACT DETAILS: 0860 100 372.

    ABSA Personal Loans

    ABSA Personal Loans

    SA Multi Loans

    SA Multi Loans/Bridge Loans is a well establish loan provider in SA, it allows you the opportunity of applying for a personal loan or to top-up an existing loan that you already have with us.

    Bridge Loans was established in 1994 in order to provide all people with the right of access to credit. We make sure that you are able to get money as and when you need it.

    Bridge the gap between your wallet and your finances without leaving the comfort of your home or office.
    YOU CAN TOP YOUR LOAN UP AT ANY TIME: Just logon to Bridge Loans and apply for more cash. We are available online 24 / 7.
    In addition to this, you can use their budget test to see how much you qualify for. The best thing about their website is that they have streamlined their business in such a way that you can apply for a loan online. This means that it really has become so simple to get the finance that you need.

    Need finance for a new car, motorcycle or to pay for that well deserved holiday you’ve been talking about? Not sure how much to borrow or what the repayment plan may look like? Use the online “Affodability Calculator” to work out how much you qualify to borrow according to your salary, monthly expenses etc.

    For those of you who do not wish to apply online for a loan but would rather consult with a qualified advisor, then you can visit one of the companies branches based around the country in cities such as Johannesburg, Cape Town, George, Bloemfontein, and Pietersberg.

    This company believes on providing personal loans to those who need them, no matter what a persons credit history may reflect. This is a fantastic way for those of you who are looking to build up your credit history again but have been unable to get credit because of a bad credit history. For loans up to R 20 000 why not contact SA Multi Loans.

    SA Multi Loans Contact Details:

    Contact: +27 (0)86 111 2044
    Fax: +27 (0)86 692 9108
    E-Mail: customercare@bridge.co.za

    SA Multi Loans

    SA Multi Loans

    Standard Bank Revolving Credit Plan

    Standard Bank offers a Revolving Credit Plan which is a loan of fixed monthly payment and what is nice about this loan is that it allows you to borrow again up to your original loan amount, once you have repaid 15% of the loan.

    The benefits of having a RCP:

    • You can get a loan between R6 000 and R 300 000 (depending on your affordability and risk profile).
    • Once you have repaid 15% of the loan, you may borrow again up to your original loan amount and your repayments will remain unchanged.
    • You can apply to increase the limit on your existing RCP when you require additional funds.
    • The minimum repayment remains fixed for the life of your loan account which enables you to budget more effectively.
    • The interest rate is linked to the prime rate and will be based on your risk profile.
    • When the prime interest rate changes, your minimum repayment amount remains unchanged whilst the loan period increases or decreases.
    • You can pay extra into your loan whenever you have extra cash.
    • You have the option of taking out insurance which will give you the peace of mind of knowing that your loan will be settled in full in the event of Death, Disability and Dread disease, and up to a maximum of 3 monthly installments will be paid upon retrenchment. The Benefit paid will be dependent on the option of cover selected.


    • You will be charged a once-off initiation fee at origination; thereafter a monthly service fee will be levied.

    To qualify for an RCP, you have to:

    • be 18 years or older;
    • be a South African citizen or permanent resident with a South African identity book;
    • earn a gross monthly income of at least R8000;
    • have a transaction account;
    • have your salary electronically deposited into your transaction account.

    To apply for a new loan or an increase in your existing loan you can:

    • apply online or
    • Visit your nearest branch. To find your nearest branch, and bring along:
      • your South African identity book;
      • your latest salary slip or confirmation of your income;
      • proof of your current residential address and,
      • two months bank statements if you do not bank with Standard Bank.
    • You can also Dial *120*5626# to see how much you could qualify for.

    Please read the Terms and conditions of the product.

    If you need more information call us on 0860 123 000

    Standard Bank supports responsible lending. Speak to your Banker should you need help managing your debt.

    Standard Bank Revolving Credit Contact Number: 0860 123 000 | +27 11 299 4701



    Standard Bank Personal Loans

    Applying for a loan at Standard Bank is as easy as abc, all you have to do is to go to your nearest standard bank branch or dial *120*55626#, if you earn from R1000pm, you can qualify for up to R300 000 with a Standard Bank Personal Loan.

    Features and benefits:

    • Competitive interest rates
    • Quick and hassle free application process
    • Fixed minimum monthly repayments which enable you to budget more effectively
    • Your  money will be transferred directly into your transactional account
    • No early termination fees if you pay off the loan earlier
    • For loan terms greater than 3months , we provide credit life insurance that will pay off your loan in the event of natural or accidental death, permanent or temporary disability or retrenchment

    What do you need to qualify?

    • You need to be a South African citizen
    • Between the age of 18-65
    • Formally employed
    • Have a consistent monthly income and earning R1000 or more a month, before deductions
    • Have a bank account with a debit order facility
    Standard Bank Personal Loan

    Standard Bank Personal Loan

    FNB Temporary Loan

    The FNB Temporary Loan is available at any FNB ATM, Online, through Cellphone Banking or any FNB branch, The Temporary Loan is available immediately in your Personal Cheque Account or Smart Account.

    The money will be credited to your account instantly if you qualify, should you repay the total loan, or outstanding balance within 31 days, you don’t pay any interest.

    fnb temporaly loan

    fnb temporaly loan

    FNB Revolving Loan

    FNB offers you a Revolving Loan, the revolving loan is available once you have re-paid 15% of the loan, then you can access the funds again.

    Once you have re-paid 15% of the loan you can access these funds again, Monthly payments are made via debit order, You only pay a minimum monthly fee of R40 when you make use of the facility.

    Documents required

    • Valid South African green bar coded ID or passport
    • 1 month’s payslip if you are paid monthly/ two for fortnightly paid/ four for weekly paid
    • 3 months bank statement for non-FNB customers
    • Proof that you have been employed for at least 6 months

    Qualification criteria

    • Aged between 18 and 63 years old
    • Have an active bank account for at least 3 months
    • If you have more than R750 left after paying all your bills, you can apply for a personal loan
    fnb revolving loan

    fnb revolving loan

    FNB EasyLoan

    FNB offers a EasyLoan which is a Loan that start from R250 to R60 000 paid out within 10 minutes, its has Easy repayment period of 1 – 60 months.

    And it contains a Loan insurance cover – in the event of death, retrenchment, dread disease as well as permanent disability, its a FNB EasyLaon is a loan built for Weekly/ fortnightly earners do qualify for Easy Loans.

    Documents required

    • Valid South African green bar coded ID or passport
    • 1 month’s payslip if you are paid monthly/ two for fortnightly paid/ four for weekly paid
    • 3 months bank statement for non-FNB customers
    • Proof that you have been employed for at least 6 months

    Qualification criteria

    • Aged between 18 and 63 years old
    • Have an active bank account for at least 3 months
    • If you have more than R750 left after paying all your bills, you can apply for a personal loan
    FNB EasyLoan

    FNB EasyLoan